Official Document

Terms and Conditions Using the naga91 Platform

This document outlines your rights and responsibilities as a naga91 member. Please read it carefully before registering or using any of our services.

Updated: 1 January 2026 — Version 3.2

Minimum Age 18+
The naga91 platform is intended for users aged 18 and above only. Identity verification is conducted during registration.
One Account Only
Each member is only permitted to hold one active account. Duplicate accounts will be suspended without warning.
Clear Bonus Terms
All bonuses are subject to the stated rollover terms. There are no hidden terms in any promotional offer.
Regular Withdrawals
Withdrawals are processed in accordance with established KYC procedures to ensure the security of all members' funds.

1 Acceptance of Terms and Conditions

Welcome to naga91. By accessing, registering, or using any part of the naga91 platform — including the website, gaming services, promotions, and all content provided — you hereby agree to be fully and unconditionally bound by these Terms and Conditions.

These Terms and Conditions constitute a legally binding agreement between you ("Member" or "User") and naga91 ("Platform", "We", "Company"). If you do not agree with any part of these terms, you are not permitted to use naga91's services.

Important: Continued use of the naga91 platform following any amendments to these Terms and Conditions constitutes acceptance of the revised terms.

2 Member Eligibility

To register and use naga91, you must meet all of the following eligibility requirements:

  • Be at least 18 years old at the time of registration.
  • Not residing in a country or territory that prohibits the use of online gaming platforms.
  • Not currently under a self-exclusion period imposed by naga91 or any other platform.
  • Have full legal capacity to enter into a binding agreement.
  • Not acting on behalf of any third party without written authorisation from naga91.

Naga91 reserves the right to conduct age and identity verification at any time. Accounts found to be in breach of these eligibility requirements will be suspended immediately and all funds held in such accounts will be subject to further review.

Warning: Registration by individuals under the age of 18 is strictly prohibited and constitutes a serious breach of these terms. naga91 will report such cases to the relevant authorities.

3 Account Registration and Management

3.1 One Account Per Member

Each member is only permitted to hold one (1) active account at naga91 at all times. Opening multiple accounts using the same or different information — including using a family member's name, the same IP address, or the same device — is strictly prohibited and may result in all related accounts being suspended and account balances forfeited.

3.2 Accuracy of Information

You are solely responsible for ensuring that all information provided during registration and updated thereafter is accurate, complete, and current. This includes your full name, identification number, date of birth, phone number, and bank account number.

3.3 Account Security

You are solely responsible for the security of your password and account login credentials. naga91 will not be held liable for any losses resulting from unauthorized use of your account due to your own negligence. Please notify our customer support immediately if you suspect your account has been compromised.

3.4 KYC Process (Identity Verification)

Naga91 operates a strict KYC process as part of our commitment to platform security and anti-money laundering prevention. You may be required to submit identity verification documents such as a copy of your ID card, bank statement, or proof of address at any time, particularly when making your first withdrawal or when the withdrawal amount exceeds a certain limit.

4 Deposits and Withdrawals

4.1 Deposit Methods

Naga91 accepts deposits via multiple payment methods including online bank transfer (FPX), e-wallets, and other payment methods available on the platform. All deposits are processed instantly and naga91 does not charge any fees for standard deposits.

4.2 Withdrawal

Withdrawals to local bank accounts are processed within 30 minutes to 3 hours on regular business days. Withdrawals made on public holidays or outside business hours may take slightly longer. naga91 reserves the right to request additional documents before approving large or unusual withdrawal amounts.

4.3 Withdrawal Limits

Minimum and maximum withdrawal limits vary depending on your chosen payment method and membership tier. naga91 VIP members enjoy higher daily withdrawal limits compared to standard members. All current withdrawal limits can be reviewed in your account settings.

4.4 Bank Account Must Match

Withdrawals may only be made to a bank account registered under the same name as your naga91 account details. naga91 does not process withdrawals to third-party accounts under any circumstances.

Unclaimed funds in accounts that have been inactive for more than 12 consecutive months are subject to a monthly administrative fee of RM 50 or 10% of the balance (whichever is lower), until the balance reaches zero or the account is reactivated.

5 Bonuses, Promotions and Rewards

Naga91 offers a variety of bonuses and promotions from time to time for both new and existing members. All bonuses are subject to their respective specific terms and conditions stated on the relevant promotions page, and the following general terms also apply:

  • Each promotion or bonus may only be claimed by one member, one household, one IP address, or one device.
  • Bonuses may not be claimed simultaneously unless stated otherwise in the relevant promotion's terms.
  • The rollover (wagering requirement) must be fulfilled in full before any bonus funds or wins derived from them may be withdrawn.
  • Naga91 reserves the right to cancel or modify any promotional offer at any time without prior notice.
  • Any attempt to abuse the bonus system — including placing opposing bets across different games to strategically fulfil the rollover at naga91's expense — may result in bonus cancellation and account termination.
  • Naga91 reserves the right to withhold bonus funds pending review if fraud or misuse is suspected.
6 General Game Rules

All games available at naga91 — including slots, Live Casino, fish shooting games, bingo, and sports betting — are conducted in accordance with their respective rules, which can be reviewed in the help section of each game. The following general rules apply to all games:

6.1 Game Fairness

All slot games and random number games at naga91 use a Random Number Generator (RNG) certified by an independent auditing body. The outcome of every round is entirely random and cannot be influenced by any party, including naga91 itself.

6.2 Match Results & Sports Betting

The final outcome of all sports bets is determined based on the official results of the relevant match. naga91 follows industry-standard guidelines for postponed, cancelled, or interrupted matches.

6.3 Technical Failure

In the event of a technical disruption during a game session, naga91 will make its decision based on records stored in our system. Decisions made by naga91 in such cases are final. naga91 is not liable for any losses caused by disruptions to the user's internet connection.

7 Member Conduct and Responsibilities

As a naga91 member, you agree not to engage in any of the following activities:

  • Using bots, automated scripts, or any third-party tools to gain an unfair advantage in games.
  • Colluding with other members in competitive games to manipulate outcomes.
  • Using your naga91 account for money laundering or any other illegal activity.
  • Publishing content that is defamatory, obscene, threatening, or unlawful in any section of the platform.
  • Attempting to breach, hack, or disrupt the normal operation of the naga91 platform.
  • Sharing your account login credentials with others or allowing another person to use your account.

Violation of any of the above rules may result in immediate suspension of your account, forfeiture of your balance and wins, and legal action where necessary.

8 Account Suspension and Termination

8.1 Termination by Member

You may request to close your naga91 account at any time by contacting our customer support. Prior to closure, all eligible balances will be processed for withdrawal once the required KYC review is completed.

8.2 Suspension by naga91

Naga91 reserves the right to suspend or terminate any account without prior notice if:

  • A breach of these terms and conditions has occurred.
  • Fraud, money laundering, or other illegal activity is suspected.
  • Registration information found to be false or inaccurate.
  • Account has been inactive for a period exceeding the defined limit.
  • Upon request by the relevant authorities.
9 Privacy and Data Protection

Naga91 takes the protection of our members' personal data seriously. All information you provide to us is processed in accordance with the naga91 Privacy Policy, which forms part of these Terms and Conditions. You may read the full Privacy Policy on the Privacy Policy ours.

In summary, naga91 collects and uses your personal data for the purposes of account management, financial transaction processing, identity verification, fraud prevention, service improvement, and marketing communications (with your consent). Your data will not be sold to third parties for marketing purposes.

10 Liability Limits

To the extent permitted by applicable law, naga91 is not liable for:

  • Any indirect, consequential, special, or punitive losses arising from the use of our platform.
  • Service disruptions caused by factors beyond our control, including internet outages, natural disasters, or actions by authorities.
  • Losses arising from your failure to comply with the recommended account security measures.
  • Third-party content or services that may be accessible through our platform.

In all circumstances, naga91's maximum liability to you shall not exceed the total amount you have deposited into your account within the 30 days preceding the claim.

11 Amendments to Terms and Conditions

Naga91 reserves the right to amend, modify, or update these Terms and Conditions at any time. Any material changes will be communicated to members via their registered email or in-platform notification at least 7 days before the changes take effect, except in urgent situations that require immediate action.

It is your responsibility as a member to review these Terms and Conditions periodically. Continued use of the naga91 platform after any amendments take effect constitutes your acceptance of the revised terms. The "Updated" date shown at the top of this document will always reflect the most current version.

12 Contact Us

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact the naga91 customer support team via:

  • Live Chat: Available 24/7 via the chat button at the bottom right corner of the platform.
  • Email: [email protected] (not a link — please type manually)

Our team speaks Malay, Mandarin, and English. We aim to respond to all enquiries within 24 hours.

For more information about our privacy policy, please visit the Privacy Policy. For information on responsible gaming, please visit the Responsible Gaming.


Frequently Asked Questions about naga91 Terms

Answers to the most frequently asked questions from new members regarding naga91's terms and conditions.

View All FAQs

No. Each user is only permitted to hold one active account at naga91. Registering multiple accounts — even under different names or details — is a serious breach of our terms. All accounts involved will be suspended and their balances forfeited without compensation. If you have forgotten your password or are experiencing issues with your existing account, please contact our customer support team for assistance.

Rollover, or wagering requirement, refers to the total amount you need to wager before wins derived from a bonus can be withdrawn. For example, if you receive a RM 50 bonus with a 20x rollover, you must place bets totalling RM 1,000 before making a withdrawal. The exact rollover terms for each promotion are stated on the relevant promotions page. naga91 does not hide these terms.

naga91 retains members' personal data for as long as the account is active, and for the period required by applicable legislation following account closure (typically between 5 to 7 years for financial records). This is a legal compliance requirement. For full details on how your data is managed, please read our Privacy Policy.

When you request to close your account, naga91 will process a withdrawal of all eligible balances to your registered bank account once the required KYC review is completed. Balances derived from bonuses that have not met the rollover requirements are not eligible for withdrawal. The overall process typically takes between 1 to 5 business days depending on your account verification status.

Yes. Any material changes to the Terms and Conditions will be communicated to members via their registered email or in-platform notification at least 7 days before taking effect, except for immediate changes required for security or legal reasons. It is good practice to review this page periodically to ensure you are always aware of the latest terms applicable to your account.

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